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FLORIDA WEST COAST CREDIT UNION

Dec, 31, 2023 — FLORIDA WEST COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BRANDON, FL with 5 branch locations and about $127.74 million in total assets. Opened 33 years ago in 1991, FLORIDA WEST COAST CREDIT UNION has about 10,519 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182833
Name:FLORIDA WEST COAST CREDIT UNION
Address:
(Main Office)
1225 Millennium Pkwy
BRANDON, FL 33511
Phone:(813) 643-5572
Fax:(813) 685-5202
Website:https://www.fwccu.com
Branches:5 branch locations
Members:10,519
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67337
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$127,736,710
CEO/Manager:JOHN J PURCELL
Chairperson:Christopher BOLES

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,056,469
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 9,667,875
 Unsecured Loans 6,023,198
 Other Loans 47,417,164
 TOTAL LOANS 63,108,237
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -483,965
 Land And Building 834,865
 Other Fixed Assets 663,683
 NCUSIF Deposit 1,166,628
 All Other Assets 0
  TOTAL ASSETS 127,736,710
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,430,064
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 23,821,112
 Regular shares 44,700,355
 All Other Shares & Deposits 46,330,013
  TOTAL SHARES & DEPOSITS 114,851,480
  TOTAL LIABILITIES 117,281,544
 Regular Reserve 0
 Other Reserves -4,564,837
 Undivided Earnings 15,020,003
  TOTAL EQUITY 10,455,166
  TOTAL LIABILITIES, SHARES, & EQUITY 127,736,710
INCOME & EXPENSE  
 Loan Income 3,100,046
 Investment Income 1,702,608
 Other Income 1,367,045
 Total Employee Compensation & Benefits 2,133,782
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,998,120
 Non-operating Income & (Expense) -14
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 111,269
 Cost of Funds 960,854
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,196,408
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