Dec, 31, 2023 — ECCO CREDIT UNION is a federally insured state chartered credit union headquartered in PACE, FL with 1 branch location and about $19.50 million in total assets. Opened 68 years ago in 1956, ECCO CREDIT UNION has about 953 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ECCO CREDIT UNION |
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Address: (Main Office) | 4644 E Spencer Field Rd PACE, FL 32571 |
Phone: | (850) 994-6982 |
Fax: | (850) 994-6983 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 953 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 60077 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1956 |
Last Audited: | Dec 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $19,499,030 |
CEO/Manager: | Stephanie Graves |
Chairperson: | DENNIS M COOPER |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,854,235 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 9,954,613 |
Unsecured Loans | 314,528 |
Other Loans | 3,392,222 |
TOTAL LOANS | 13,661,363 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -133,391 |
Land And Building | 52,566 |
Other Fixed Assets | 45,708 |
NCUSIF Deposit | 171,695 |
All Other Assets | 0 |
TOTAL ASSETS | 19,499,030 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 29,726 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 10,165,669 |
All Other Shares & Deposits | 4,262,638 |
TOTAL SHARES & DEPOSITS | 14,428,307 |
TOTAL LIABILITIES | 14,458,033 |
Regular Reserve | 0 |
Other Reserves | 592,687 |
Undivided Earnings | 4,448,310 |
TOTAL EQUITY | 5,040,997 |
TOTAL LIABILITIES, SHARES, & EQUITY | 19,499,030 |
INCOME & EXPENSE | |
Loan Income | 775,492 |
Investment Income | 105,284 |
Other Income | 0 |
Total Employee Compensation & Benefits | 259,877 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 157,862 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 161,469 |
Cost of Funds | 262,793 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -120,166 |
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