Dec, 31, 2023 — C S P EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ENFIELD, CT with 1 branch location and about $10.52 million in total assets. Opened 75 years ago in 1949, C S P EMPLOYEES FEDERAL CREDIT UNION has about 1,279 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | C S P EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 285 Shaker Rd ENFIELD, CT 06082 |
Phone: | (860) 763-3591 |
Fax: | (860) 763-3593 |
Website: | https://www.cspempfcu.com |
Branches: | 1 branch locations |
Members: | 1,279 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 6418 |
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Membership Type: | Federal, State, Local Government |
Corporate Credit Union: | No |
Year Opened: | 1949 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $10,521,101 |
CEO/Manager: | Christine A Apruzese |
Chairperson: | Mike Caron |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,079,218 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 906,114 |
Other Loans | 1,472,723 |
TOTAL LOANS | 2,378,837 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,000 |
Land And Building | 16,400 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 104,087 |
All Other Assets | 0 |
TOTAL ASSETS | 10,521,101 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 25,918 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,868,362 |
Regular shares | 7,039,973 |
All Other Shares & Deposits | 401,739 |
TOTAL SHARES & DEPOSITS | 9,310,074 |
TOTAL LIABILITIES | 9,335,992 |
Regular Reserve | 0 |
Other Reserves | 256,102 |
Undivided Earnings | 929,007 |
TOTAL EQUITY | 1,185,109 |
TOTAL LIABILITIES, SHARES, & EQUITY | 10,521,101 |
INCOME & EXPENSE | |
Loan Income | 125,097 |
Investment Income | 194,152 |
Other Income | 32,862 |
Total Employee Compensation & Benefits | 168,254 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 146,319 |
Non-operating Income & (Expense) | 2,954 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,050 |
Cost of Funds | 1,276 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 33,366 |
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