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C S P EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — C S P EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ENFIELD, CT with 1 branch location and about $10.52 million in total assets. Opened 75 years ago in 1949, C S P EMPLOYEES FEDERAL CREDIT UNION has about 1,279 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:C S P EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
285 Shaker Rd
ENFIELD, CT 06082
Phone:(860) 763-3591
Fax:(860) 763-3593
Website:https://www.cspempfcu.com
Branches:1 branch locations
Members:1,279
Credit Union Type:Federal Credit Union
Charter Number:6418
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1949
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$10,521,101
CEO/Manager:Christine A Apruzese
Chairperson:Mike Caron

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,079,218
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 906,114
 Other Loans 1,472,723
 TOTAL LOANS 2,378,837
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,000
 Land And Building 16,400
 Other Fixed Assets 0
 NCUSIF Deposit 104,087
 All Other Assets 0
  TOTAL ASSETS 10,521,101
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 25,918
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,868,362
 Regular shares 7,039,973
 All Other Shares & Deposits 401,739
  TOTAL SHARES & DEPOSITS 9,310,074
  TOTAL LIABILITIES 9,335,992
 Regular Reserve 0
 Other Reserves 256,102
 Undivided Earnings 929,007
  TOTAL EQUITY 1,185,109
  TOTAL LIABILITIES, SHARES, & EQUITY 10,521,101
INCOME & EXPENSE  
 Loan Income 125,097
 Investment Income 194,152
 Other Income 32,862
 Total Employee Compensation & Benefits 168,254
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 146,319
 Non-operating Income & (Expense) 2,954
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,050
 Cost of Funds 1,276
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 33,366
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