Dec, 31, 2023 — PERFECT CIRCLE CREDIT UNION (PCCU) is a federally insured state chartered credit union headquartered in HAGERSTOWN, IN with 3 branch locations and about $61.84 million in total assets. Opened 92 years ago in 1932, PERFECT CIRCLE CREDIT UNION (PCCU) has about 5,612 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | PERFECT CIRCLE CREDIT UNION |
---|---|
Address: (Main Office) | 631 E Main St HAGERSTOWN, IN 47346 |
Phone: | (765) 489-4571 |
Fax: | (765) 489-5778 |
Website: | https://www.pccu.com |
Branches: | 3 branch locations |
Members: | 5,612 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68719 |
---|---|
Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1932 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $61,836,623 |
CEO/Manager: | Joshua Haney |
Chairperson: | Michele C Curry |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 2,553,224 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 9,397,862 |
Unsecured Loans | 3,101,353 |
Other Loans | 14,358,494 |
TOTAL LOANS | 26,857,708 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -164,044 |
Land And Building | 659,293 |
Other Fixed Assets | 125,442 |
NCUSIF Deposit | 583,761 |
All Other Assets | 39,017 |
TOTAL ASSETS | 61,836,623 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 124 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 809,678 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 15,445,373 |
Regular shares | 28,814,689 |
All Other Shares & Deposits | 11,844,404 |
TOTAL SHARES & DEPOSITS | 56,104,465 |
TOTAL LIABILITIES | 56,914,267 |
Regular Reserve | 0 |
Other Reserves | -2,099,927 |
Undivided Earnings | 7,022,283 |
TOTAL EQUITY | 4,922,356 |
TOTAL LIABILITIES, SHARES, & EQUITY | 61,836,623 |
INCOME & EXPENSE | |
Loan Income | 1,541,679 |
Investment Income | 688,492 |
Other Income | 496,118 |
Total Employee Compensation & Benefits | 1,262,167 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,484,744 |
Non-operating Income & (Expense) | -2,000 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 253,784 |
Cost of Funds | 270,832 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 114,025 |
↑ Back to Top |