Dec, 31, 2023 — INTERSTATE UNLIMITED CREDIT UNION is a federally insured state chartered credit union headquartered in JESUP, GA with 6 branch locations and about $337.79 million in total assets. Opened 56 years ago in 1968, INTERSTATE UNLIMITED CREDIT UNION has about 31,523 members and employs 80 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INTERSTATE UNLIMITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 190 S 5th St JESUP, GA 31545-0859 |
| Phone: | (912) 427-3904 |
| Fax: | (912) 559-6025 |
| Website: | https://interstatecu.org/ |
| Branches: | 6 branch locations |
| Members: | 31,523 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68717 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $337,787,880 |
| CEO/Manager: | Stacie B Branch |
| Chairperson: | Jerry Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,612,784 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 56,206,856 |
| Unsecured Loans | 20,110,318 |
| Other Loans | 201,450,252 |
| TOTAL LOANS | 277,767,428 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,468,852 |
| Land And Building | 6,359,280 |
| Other Fixed Assets | 897,962 |
| NCUSIF Deposit | 2,631,177 |
| All Other Assets | 286,336 |
| TOTAL ASSETS | 337,787,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,353,998 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 47,753,667 |
| Regular shares | 73,847,485 |
| All Other Shares & Deposits | 166,116,797 |
| TOTAL SHARES & DEPOSITS | 287,717,949 |
| TOTAL LIABILITIES | 293,071,947 |
| Regular Reserve | 0 |
| Other Reserves | 5,303,537 |
| Undivided Earnings | 39,412,396 |
| TOTAL EQUITY | 44,715,933 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 337,787,880 |
| INCOME & EXPENSE | |
| Loan Income | 14,580,961 |
| Investment Income | 803,165 |
| Other Income | 3,689,084 |
| Total Employee Compensation & Benefits | 5,501,734 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,498,120 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,038,473 |
| Cost of Funds | 5,946,400 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,463,924 |
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