Dec, 31, 2023 — CALIFORNIA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 4 branch locations and about $77.71 million in total assets. Opened 85 years ago in 1939, CALIFORNIA COMMUNITY CREDIT UNION has about 4,375 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CALIFORNIA COMMUNITY CREDIT UNION |
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Address: (Main Office) | 8815 Folsom Blvd SACRAMENTO, CA 95826 |
Phone: | (916) 386-1418 |
Fax: | (916) 386-0634 |
Website: | https://www.caccu.org |
Branches: | 4 branch locations |
Members: | 4,375 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68321 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1939 |
Last Audited: | Oct 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $77,706,422 |
CEO/Manager: | Marcy Cole-King |
Chairperson: | Norval Chan |
ASSETS: | $ Amount |
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Cash & Equivalents | 16,671,529 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 9,828,102 |
Unsecured Loans | 2,338,320 |
Other Loans | 17,521,542 |
TOTAL LOANS | 29,687,964 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -202,113 |
Land And Building | 588,913 |
Other Fixed Assets | 569,955 |
NCUSIF Deposit | 713,426 |
All Other Assets | 0 |
TOTAL ASSETS | 77,706,422 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 104 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,041,228 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 16,018,403 |
Regular shares | 32,044,845 |
All Other Shares & Deposits | 19,379,966 |
TOTAL SHARES & DEPOSITS | 67,443,214 |
TOTAL LIABILITIES | 68,484,546 |
Regular Reserve | 0 |
Other Reserves | 19,718 |
Undivided Earnings | 9,202,158 |
TOTAL EQUITY | 9,221,876 |
TOTAL LIABILITIES, SHARES, & EQUITY | 77,706,422 |
INCOME & EXPENSE | |
Loan Income | 1,290,475 |
Investment Income | 1,337,717 |
Other Income | 238,210 |
Total Employee Compensation & Benefits | 1,077,375 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,033,662 |
Non-operating Income & (Expense) | 37,200 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 166,642 |
Cost of Funds | 234,212 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 487,745 |
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