Dec, 31, 2023 — ST. JOSEPH TEACHERS' CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT JOSEPH, MO with 1 branch location and about $8.81 million in total assets. Opened 93 years ago in 1931, ST. JOSEPH TEACHERS' CREDIT UNION has about 1,157 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. JOSEPH TEACHERS' CREDIT UNION |
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Address: (Main Office) | 2316 VILLAGE DR SAINT JOSEPH, MO 64506-4955 |
Phone: | (816) 233-5544 |
Fax: | (816) 232-9608 |
Website: | https://sjtcreditunion.com |
Branches: | 1 branch locations |
Members: | 1,157 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67708 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1931 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,810,962 |
CEO/Manager: | Shelley L SQUIRES |
Chairperson: | Michael Heard |
ASSETS: | $ Amount |
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Cash & Equivalents | 892,443 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 233,003 |
Other Loans | 3,326,752 |
TOTAL LOANS | 3,559,755 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,984 |
Land And Building | 53,011 |
Other Fixed Assets | 3,368 |
NCUSIF Deposit | 87,742 |
All Other Assets | 0 |
TOTAL ASSETS | 8,810,962 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 7,717 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,343,637 |
Regular shares | 6,705,168 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 8,048,805 |
TOTAL LIABILITIES | 8,056,522 |
Regular Reserve | 0 |
Other Reserves | 66,018 |
Undivided Earnings | 688,422 |
TOTAL EQUITY | 754,440 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,810,962 |
INCOME & EXPENSE | |
Loan Income | 212,125 |
Investment Income | 70,720 |
Other Income | 22,591 |
Total Employee Compensation & Benefits | 149,055 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 122,813 |
Non-operating Income & (Expense) | 474 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,125 |
Cost of Funds | 6,949 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 24,015 |
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