Dec, 31, 2023 — EPB EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CHATTANOOGA, TN with 2 branch locations and about $40.58 million in total assets. Opened 70 years ago in 1954, EPB EMPLOYEES CREDIT UNION has about 2,517 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EPB EMPLOYEES CREDIT UNION |
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Address: (Main Office) | 1500 McCallie Ave CHATTANOOGA, TN 37404-2937 |
Phone: | (423) 648-3413 |
Fax: | (423) 698-2912 |
Website: | https://www.epbecu.org |
Branches: | 2 branch locations |
Members: | 2,517 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 60619 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1954 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $40,581,151 |
CEO/Manager: | Jerry B Trotter |
Chairperson: | Dale McLeod |
ASSETS: | $ Amount |
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Cash & Equivalents | 848,390 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 6,472,306 |
Unsecured Loans | 1,483,884 |
Other Loans | 10,150,494 |
TOTAL LOANS | 18,106,684 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -177,653 |
Land And Building | 350,517 |
Other Fixed Assets | 66,054 |
NCUSIF Deposit | 372,901 |
All Other Assets | 26,918 |
TOTAL ASSETS | 40,581,151 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 60,355 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 147,921 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 6,108,042 |
Regular shares | 13,383,113 |
All Other Shares & Deposits | 17,407,477 |
TOTAL SHARES & DEPOSITS | 36,898,632 |
TOTAL LIABILITIES | 37,106,908 |
Regular Reserve | 0 |
Other Reserves | 1,102,334 |
Undivided Earnings | 2,371,909 |
TOTAL EQUITY | 3,474,243 |
TOTAL LIABILITIES, SHARES, & EQUITY | 40,581,151 |
INCOME & EXPENSE | |
Loan Income | 971,731 |
Investment Income | 498,479 |
Other Income | 88,917 |
Total Employee Compensation & Benefits | 476,155 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 535,707 |
Non-operating Income & (Expense) | 7,999 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 131,963 |
Cost of Funds | 428,615 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 15,155 |
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