Dec, 31, 2023 — HARMONY FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND JUNCTION, CO with 1 branch location and about $20.45 million in total assets. Opened 84 years ago in 1940, HARMONY FEDERAL CREDIT UNION has about 1,366 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | HARMONY FEDERAL CREDIT UNION |
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Address: (Main Office) | 504 Court Rd GRAND JUNCTION, CO 81501-4906 |
Phone: | (970) 242-3100 |
Fax: | (970) 243-7221 |
Website: | https://www.harmonyfcu.org |
Branches: | 1 branch locations |
Members: | 1,366 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 3837 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1940 |
Last Audited: | Mar 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $20,449,491 |
CEO/Manager: | Cathy L Gledhill |
Chairperson: | Howard Mizushima |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,070,405 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 530,545 |
Unsecured Loans | 589,129 |
Other Loans | 1,979,478 |
TOTAL LOANS | 3,099,152 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -60,046 |
Land And Building | 373,048 |
Other Fixed Assets | 21,523 |
NCUSIF Deposit | 201,199 |
All Other Assets | 0 |
TOTAL ASSETS | 20,449,491 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | -3,862 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,682,191 |
Regular shares | 9,762,108 |
All Other Shares & Deposits | 5,556,630 |
TOTAL SHARES & DEPOSITS | 19,000,929 |
TOTAL LIABILITIES | 18,997,067 |
Regular Reserve | 0 |
Other Reserves | 10,212 |
Undivided Earnings | 1,442,212 |
TOTAL EQUITY | 1,452,424 |
TOTAL LIABILITIES, SHARES, & EQUITY | 20,449,491 |
INCOME & EXPENSE | |
Loan Income | 179,092 |
Investment Income | 386,748 |
Other Income | 29,987 |
Total Employee Compensation & Benefits | 162,618 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 485,239 |
Non-operating Income & (Expense) | 78,766 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 22,899 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 3,837 |
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