Dec, 31, 2023 — YOUR HOMETOWN FEDERAL CREDIT UNION is a federal credit union headquartered in MAYFIELD, KY with 1 branch location and about $27.62 million in total assets. Opened 59 years ago in 1965, YOUR HOMETOWN FEDERAL CREDIT UNION has about 2,522 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | YOUR HOMETOWN FEDERAL CREDIT UNION |
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Address: (Main Office) | 2338 State Route 45 N MAYFIELD, KY 42066 |
Phone: | (270) 247-6458 |
Fax: | (270) 247-8316 |
Website: | https://www.yourhometownfcu.org |
Branches: | 1 branch locations |
Members: | 2,522 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 16702 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1965 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $27,616,183 |
CEO/Manager: | Mark Spillman |
Chairperson: | Denny K Foy |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,106,380 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 8,026,322 |
Unsecured Loans | 387,540 |
Other Loans | 5,173,430 |
TOTAL LOANS | 13,587,292 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -37,468 |
Land And Building | 33,674 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 265,937 |
All Other Assets | 0 |
TOTAL ASSETS | 27,616,183 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 127,399 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 6,058,434 |
Regular shares | 14,397,909 |
All Other Shares & Deposits | 4,581,335 |
TOTAL SHARES & DEPOSITS | 25,037,678 |
TOTAL LIABILITIES | 25,165,077 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,451,106 |
TOTAL EQUITY | 2,451,106 |
TOTAL LIABILITIES, SHARES, & EQUITY | 27,616,183 |
INCOME & EXPENSE | |
Loan Income | 670,722 |
Investment Income | 329,885 |
Other Income | 207,505 |
Total Employee Compensation & Benefits | 322,398 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 497,056 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,714 |
Cost of Funds | 134,649 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 246,176 |
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