Dec, 31, 2023 — ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION is a federal credit union headquartered in CHALMETTE, LA with 1 branch location and about $15.92 million in total assets. Opened 65 years ago in 1959, ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION has about 3,098 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION |
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Address: (Main Office) | 200 E SAINT BERNARD HWY CHALMETTE, LA 70043 |
Phone: | (504) 301-9000 |
Fax: | (504) 301-9010 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 3,098 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12944 |
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Membership Type: | Educational |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $15,917,052 |
CEO/Manager: | BETH W BONNECARRE |
Chairperson: | BRENDA BROWN |
ASSETS: | $ Amount |
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Cash & Equivalents | 627,336 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,176,558 |
Unsecured Loans | 1,228,911 |
Other Loans | 4,588,182 |
TOTAL LOANS | 6,993,651 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,830 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 114,508 |
All Other Assets | 0 |
TOTAL ASSETS | 15,917,052 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 11,770 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 8,798 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 9,723,628 |
All Other Shares & Deposits | 1,092,521 |
TOTAL SHARES & DEPOSITS | 10,816,149 |
TOTAL LIABILITIES | 10,836,717 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 5,080,335 |
TOTAL EQUITY | 5,080,335 |
TOTAL LIABILITIES, SHARES, & EQUITY | 15,917,052 |
INCOME & EXPENSE | |
Loan Income | 345,074 |
Investment Income | 232,124 |
Other Income | 11,459 |
Total Employee Compensation & Benefits | 135,614 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 155,222 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 68,830 |
Cost of Funds | 112,875 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 120,367 |
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