Credit Unions Near Me
National Credit Union Service Organization

HARMONY FEDERAL CREDIT UNION

Dec, 31, 2023 — HARMONY FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND JUNCTION, CO with 1 branch location and about $20.45 million in total assets. Opened 84 years ago in 1940, HARMONY FEDERAL CREDIT UNION has about 1,366 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HARMONY FEDERAL CREDIT UNION
Address:
(Main Office)
504 Court Rd
GRAND JUNCTION, CO 81501-4906
Phone:(970) 242-3100
Fax:(970) 243-7221
Website:https://www.harmonyfcu.org
Branches:1 branch locations
Members:1,366
Credit Union Type:Federal Credit Union
Charter Number:3837
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1940
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$20,449,491
CEO/Manager:Cathy L Gledhill
Chairperson:Howard Mizushima

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,070,405
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 530,545
 Unsecured Loans 589,129
 Other Loans 1,979,478
 TOTAL LOANS 3,099,152
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,046
 Land And Building 373,048
 Other Fixed Assets 21,523
 NCUSIF Deposit 201,199
 All Other Assets 0
  TOTAL ASSETS 20,449,491
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -3,862
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,682,191
 Regular shares 9,762,108
 All Other Shares & Deposits 5,556,630
  TOTAL SHARES & DEPOSITS 19,000,929
  TOTAL LIABILITIES 18,997,067
 Regular Reserve 0
 Other Reserves 10,212
 Undivided Earnings 1,442,212
  TOTAL EQUITY 1,452,424
  TOTAL LIABILITIES, SHARES, & EQUITY 20,449,491
INCOME & EXPENSE  
 Loan Income 179,092
 Investment Income 386,748
 Other Income 29,987
 Total Employee Compensation & Benefits 162,618
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 485,239
 Non-operating Income & (Expense) 78,766
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 22,899
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,837
↑ Back to Top

Other Credit Unions

OLATHE FEDERAL CREDIT UNION
314 Main St
OLATHE, CO 81425
ST. MICHAELS FEDERAL CREDIT UNION
678 School St
CRAIG, CO 81625
RIO BLANCO SCHOOLS FEDERAL CREDIT UNION
402 W Main St Ste 139
RANGELY, CO 81648
MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION
585 Tucker St
CRAIG, CO 81625-1909
ROUTT FEDERAL CREDIT UNION
440 S LINCOLN AVE STE B3
STEAMBOAT SPRIN, CO 80487-8935
SHAMBHALA CREDIT UNION
1345 Spruce St
BOULDER, CO 80302
MOUNTAIN RIVER CREDIT UNION
205 E 3rd St
SALIDA, CO 81201
RIO GRANDE FEDERAL CREDIT UNION
760 Rood Ave
GRAND JUNCTION, CO 81501-3408
GRAND JUNCTION FEDERAL CREDIT UNION
633 24 Rd
GRAND JUNCTION, CO 81505
DELTA COUNTY FEDERAL CREDIT UNION
100 Circle Dr
DELTA, CO 81416