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UNIVERSITY & STATE EMPLOYEES CREDIT UNION (USECU)

Dec, 31, 2023 — UNIVERSITY & STATE EMPLOYEES CREDIT UNION (USECU) is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 6 branch locations and about $1.47 billion in total assets. Opened 88 years ago in 1936, UNIVERSITY & STATE EMPLOYEES CREDIT UNION (USECU) has about 57,458 members and employs 121 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322281691
Name:UNIVERSITY & STATE EMPLOYEES CREDIT UNION
Address:
(Main Office)
10120 Pacific Heights Blvd Ste 100
SAN DIEGO, CA 92121-4205
Phone:(858) 795-6000
Fax:(858) 554-1291
Website:https://www.blupeak.com
Branches:6 branch locations
Members:57,458
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60801
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$1,474,234,153
CEO/Manager:Todd Tharp
Chairperson:Joshua V Lawrence

Call Report

  • First Time Homebuyer Program
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 315,326,344
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 628,914,679
 Unsecured Loans 4,661,409
 Other Loans 259,618,449
 TOTAL LOANS 893,194,537
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,736,949
 Land And Building 22,750,226
 Other Fixed Assets 7,174,133
 NCUSIF Deposit 10,163,640
 All Other Assets 29,266
  TOTAL ASSETS 1,474,234,153
LIABILITIES & CAPITAL:  
 Dividends Payable 390,159
 Notes & Interest Payable 50,000,000
 Accounts Payable & Other Liabilities 18,020,528
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 339,269,965
 Regular shares 268,928,635
 All Other Shares & Deposits 712,701,603
  TOTAL SHARES & DEPOSITS 1,320,900,204
  TOTAL LIABILITIES 1,389,375,272
 Regular Reserve 0
 Other Reserves -25,802,287
 Undivided Earnings 110,661,168
  TOTAL EQUITY 84,858,881
  TOTAL LIABILITIES, SHARES, & EQUITY 1,474,234,153
INCOME & EXPENSE  
 Loan Income 40,345,324
 Investment Income 15,819,605
 Other Income 4,820,550
 Total Employee Compensation & Benefits 16,898,110
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 23,748,279
 Non-operating Income & (Expense) -33,743
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,011,995
 Cost of Funds 17,819,882
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,814,109
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