Dec, 31, 2023 — VALLEY HILLS FEDERAL CREDIT UNION is a federal credit union headquartered in SAN BERNARDINO, CA with 1 branch location and about $3.76 million in total assets. Opened 57 years ago in 1967, VALLEY HILLS FEDERAL CREDIT UNION has about 408 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY HILLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 S Mount Vernon Ave SAN BERNARDINO, CA 92410-2705 |
| Phone: | (909) 384-4498 |
| Fax: | (909) 885-4690 |
| Website: | https://vhfcu.org |
| Branches: | 1 branch locations |
| Members: | 408 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18454 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,760,015 |
| CEO/Manager: | Heather Jedinak |
| Chairperson: |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 632,468 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 637,859 |
| Other Loans | 1,340,793 |
| TOTAL LOANS | 1,978,652 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,847 |
| Land And Building | 0 |
| Other Fixed Assets | 7,837 |
| NCUSIF Deposit | 32,461 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,760,015 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 31,882 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,151,913 |
| All Other Shares & Deposits | 33,002 |
| TOTAL SHARES & DEPOSITS | 3,184,915 |
| TOTAL LIABILITIES | 3,216,797 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 543,218 |
| TOTAL EQUITY | 543,218 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,760,015 |
| INCOME & EXPENSE | |
| Loan Income | 106,282 |
| Investment Income | 71,589 |
| Other Income | 3,928 |
| Total Employee Compensation & Benefits | 65,519 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 56,408 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,065 |
| Cost of Funds | 6,875 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 40,038 |
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