Dec, 31, 2023 — NORTH COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 2 branch locations and about $65.04 million in total assets. Opened 71 years ago in 1953, NORTH COUNTY CREDIT UNION has about 2,949 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTH COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 17045 Via Del Campo SAN DIEGO, CA 92127 |
| Phone: | (858) 487-1880 |
| Fax: | |
| Website: | https://www.northcountycu.org |
| Branches: | 2 branch locations |
| Members: | 2,949 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68463 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $65,040,107 |
| CEO/Manager: | Gary l Sisk |
| Chairperson: | Chris Russo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,962,606 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,586,724 |
| Unsecured Loans | 322,956 |
| Other Loans | 6,631,000 |
| TOTAL LOANS | 25,540,679 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,955 |
| Land And Building | 509,638 |
| Other Fixed Assets | 121,488 |
| NCUSIF Deposit | 596,925 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,040,107 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 468,806 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,544,699 |
| Regular shares | 24,065,478 |
| All Other Shares & Deposits | 21,029,325 |
| TOTAL SHARES & DEPOSITS | 59,639,502 |
| TOTAL LIABILITIES | 60,108,308 |
| Regular Reserve | 0 |
| Other Reserves | 873,089 |
| Undivided Earnings | 4,058,710 |
| TOTAL EQUITY | 4,931,799 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,040,107 |
| INCOME & EXPENSE | |
| Loan Income | 1,230,752 |
| Investment Income | 740,329 |
| Other Income | 94,470 |
| Total Employee Compensation & Benefits | 962,094 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 951,094 |
| Non-operating Income & (Expense) | 193,945 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -44,086 |
| Cost of Funds | 480,327 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 38,061 |
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