Dec, 31, 2023 — EL MONTE COMMUNITY CREDIT UNION is a non-federally insured state credit union headquartered in EL MONTE, CA with 0 branch location and about $30.76 million in total assets. Opened 68 years ago in 1956, EL MONTE COMMUNITY CREDIT UNION has about 2,664 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EL MONTE COMMUNITY CREDIT UNION |
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Address: (Main Office) | 11718 Ramona Blvd EL MONTE, CA 91732 |
Phone: | (626) 444-0501 |
Fax: | (626) 444-6961 |
Website: | https://www.elmonteccu.org |
Branches: | 0 branch locations |
Members: | 2,664 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 95072 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1956 |
Last Audited: | Dec 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $30,762,020 |
CEO/Manager: | Sandra Rosas |
Chairperson: | A. Ralph Nunez |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,250,146 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 5,341,476 |
Unsecured Loans | 1,394,149 |
Other Loans | 6,941,880 |
TOTAL LOANS | 13,677,505 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,233 |
Land And Building | 105,298 |
Other Fixed Assets | 13,246 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 30,762,020 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 30,264 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 258,709 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 6,628,985 |
Regular shares | 16,810,542 |
All Other Shares & Deposits | 4,232,791 |
TOTAL SHARES & DEPOSITS | 27,672,318 |
TOTAL LIABILITIES | 27,961,291 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,800,729 |
TOTAL EQUITY | 2,800,729 |
TOTAL LIABILITIES, SHARES, & EQUITY | 30,762,020 |
INCOME & EXPENSE | |
Loan Income | 737,551 |
Investment Income | 260,830 |
Other Income | 186,528 |
Total Employee Compensation & Benefits | 448,219 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 684,607 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,338 |
Cost of Funds | 44,503 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 156,984 |
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