Dec, 31, 2023 — TWO RIVERS FEDERAL CREDIT UNION is a federal credit union headquartered in ARKADELPHIA, AR with 2 branch locations and about $18.35 million in total assets. Opened 54 years ago in 1970, TWO RIVERS FEDERAL CREDIT UNION has about 1,799 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | TWO RIVERS FEDERAL CREDIT UNION |
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Address: (Main Office) | 204 N 10th St ARKADELPHIA, AR 71923-5029 |
Phone: | (870) 210-7222 |
Fax: | (870) 210-7225 |
Website: | https://www.tworiversfcu.com |
Branches: | 2 branch locations |
Members: | 1,799 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 20114 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1970 |
Last Audited: | Mar 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $18,350,538 |
CEO/Manager: | Nikki Neal |
Chairperson: | Ron Addington |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,083,184 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,100,764 |
Unsecured Loans | 678,093 |
Other Loans | 9,620,294 |
TOTAL LOANS | 11,399,151 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,459 |
Land And Building | 1,057,845 |
Other Fixed Assets | 85,532 |
NCUSIF Deposit | 172,937 |
All Other Assets | 0 |
TOTAL ASSETS | 18,350,538 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 111,810 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,906,859 |
Regular shares | 4,628,840 |
All Other Shares & Deposits | 8,525,548 |
TOTAL SHARES & DEPOSITS | 16,061,247 |
TOTAL LIABILITIES | 16,173,057 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,177,481 |
TOTAL EQUITY | 2,177,481 |
TOTAL LIABILITIES, SHARES, & EQUITY | 18,350,538 |
INCOME & EXPENSE | |
Loan Income | 699,891 |
Investment Income | 218,817 |
Other Income | 71,210 |
Total Employee Compensation & Benefits | 267,782 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 362,274 |
Non-operating Income & (Expense) | 10,269 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -20,738 |
Cost of Funds | 394,845 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 37,686 |
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