Credit Unions Near Me
National Credit Union Service Organization

WCU CREDIT UNION

Dec, 31, 2023 — WCU CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, AL with 2 branch locations and about $33.83 million in total assets. Opened 76 years ago in 1948, WCU CREDIT UNION has about 3,356 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262286358
Name:WCU CREDIT UNION
Address:
(Main Office)
2505 Highway 31 S
DECATUR, AL 35603-1503
Phone:(256) 355-5010
Fax:(256) 355-2989
Website:https://www.wcucu.com
Branches:2 branch locations
Members:3,356
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61150
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1948
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$33,828,711
CEO/Manager:Steve Determan
Chairperson:Mark Moody

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,801,367
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,608,292
 Unsecured Loans 514,640
 Other Loans 14,345,503
 TOTAL LOANS 17,468,435
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -70,317
 Land And Building 2,069,103
 Other Fixed Assets 130,771
 NCUSIF Deposit 307,217
 All Other Assets 0
  TOTAL ASSETS 33,828,711
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 255,417
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,726,894
 Regular shares 18,196,641
 All Other Shares & Deposits 4,819,268
  TOTAL SHARES & DEPOSITS 30,742,803
  TOTAL LIABILITIES 30,998,220
 Regular Reserve 0
 Other Reserves 1,228,541
 Undivided Earnings 1,601,950
  TOTAL EQUITY 2,830,491
  TOTAL LIABILITIES, SHARES, & EQUITY 33,828,711
INCOME & EXPENSE  
 Loan Income 904,989
 Investment Income 379,094
 Other Income 279,416
 Total Employee Compensation & Benefits 613,388
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 921,529
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 36,880
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 239,908
↑ Back to Top

Other Credit Unions

POSTAL EMPLOYEES CREDIT UNION
PO BOX 132
HUNTSVILLE, AL 35804
COUNCILL FEDERAL CREDIT UNION
1061 Buchanan Way
NORMAL, AL 35762
CHAMPION COMMUNITY CREDIT UNION
16601 County Road 150
COURTLAND, AL 35618
RAILWAY EMPLOYEES CREDIT UNION
1604 Gusmus Ave
MUSCLE SHOALS, AL 35661
LAUDERDALE COUNTY TEACHERS CREDIT UNION
103 Mangum St
FLORENCE, AL 35630-1559
ELECTRICAL WORKERS NO 558 FEDERAL CREDIT UNION
1705 E 17th St
SHEFFIELD, AL 35660-2517
ROCKET CITY FEDERAL CREDIT UNION
2200 Clinton Ave W
HUNTSVILLE, AL 35805-3000
FLORENCE FEDERAL CREDIT UNION
1505 N Pine St
FLORENCE, AL 35630-2285
NORTH ALABAMA EDUCATORS CREDIT UNION
2309 Whitesburg Dr SE
HUNTSVILLE, AL 35801-3819
TVA COMMUNITY CREDIT UNION
1405 S Wilson Dam Rd
MUSCLE SHOALS, AL 35661