POSTAL EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA.
Dec, 31, 2023 — POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in HUNTSVILLE, AL with 1 branch location and about $2.93 million in total assets. Opened 96 years ago in 1928, POSTAL EMPLOYEES CREDIT UNION has about 245 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 132 HUNTSVILLE, AL 35804 |
| Phone: | (256) 881-2400 |
| Fax: | (256) 881-2400 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 245 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64774 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Jan 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,929,494 |
| CEO/Manager: | BUDDY BERRYHILL |
| Chairperson: | BILL JONES |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,198,325 |
| TOTAL INVESTMENTS | 60,554 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 66,403 |
| Unsecured Loans | 0 |
| Other Loans | 602,001 |
| TOTAL LOANS | 668,404 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -25,000 |
| Land And Building | 0 |
| Other Fixed Assets | 3 |
| NCUSIF Deposit | 27,208 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,929,494 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,528,565 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,528,565 |
| TOTAL LIABILITIES | 2,528,565 |
| Regular Reserve | 352,131 |
| Other Reserves | 38,286 |
| Undivided Earnings | 10,512 |
| TOTAL EQUITY | 400,929 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,929,494 |
| INCOME & EXPENSE | |
| Loan Income | 55,961 |
| Investment Income | 12,766 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 29,978 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 13,084 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 25,567 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 98 |
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