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DIXIE CRAFT EMPLOYEES CREDIT UNION

Dec, 31, 2023 — DIXIE CRAFT EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in Goodwater, AL with 1 branch location and about $1.34 million in total assets. Opened 50 years ago in 1974, DIXIE CRAFT EMPLOYEES CREDIT UNION has about 493 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DIXIE CRAFT EMPLOYEES CREDIT UNION
Address:
(Main Office)
P O Box 177
Goodwater, AL 35072
Phone:(256) 839-6354
Fax:(256) 839-5932
Website:n/a
Branches:1 branch locations
Members:493
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62798
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jan 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$1,335,966
CEO/Manager:Dinah Thomas
Chairperson:Scott Simpson

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 282,413
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 147,003
 Other Loans 101,732
 TOTAL LOANS 248,735
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,370
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 12,600
 All Other Assets 0
  TOTAL ASSETS 1,335,966
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,633
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,159,981
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,159,981
  TOTAL LIABILITIES 1,163,614
 Regular Reserve 0
 Other Reserves 34,121
 Undivided Earnings 138,231
  TOTAL EQUITY 172,352
  TOTAL LIABILITIES, SHARES, & EQUITY 1,335,966
INCOME & EXPENSE  
 Loan Income 18,330
 Investment Income 2,876
 Other Income 13,117
 Total Employee Compensation & Benefits 39,951
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 15,437
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 961
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -22,026
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