Credit Unions Near Me
National Credit Union Service Organization

DCH CREDIT UNION

Dec, 31, 2023 — DCH CREDIT UNION is a federally insured state chartered credit union headquartered in TUSCALOOSA, AL with 2 branch locations and about $43.08 million in total assets. Opened 69 years ago in 1955, DCH CREDIT UNION has about 4,377 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262277215
Name:DCH CREDIT UNION
Address:
(Main Office)
1008 Veterans Memorial Pkwy
TUSCALOOSA, AL 35404
Phone:(205) 759-7317
Fax:(205) 758-5574
Website:https://www.redoakcu.com
Branches:2 branch locations
Members:4,377
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63940
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$43,079,437
CEO/Manager:Shep Lowery
Chairperson:Michael G Wilson

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 834,774
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,644,541
 Unsecured Loans 4,119,857
 Other Loans 9,569,922
 TOTAL LOANS 19,528,472
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -262,000
 Land And Building 1,435,756
 Other Fixed Assets 725,137
 NCUSIF Deposit 373,239
 All Other Assets 23,348
  TOTAL ASSETS 43,079,437
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 7,089,000
 Accounts Payable & Other Liabilities 214,728
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,637,512
 Regular shares 17,354,148
 All Other Shares & Deposits 9,942,963
  TOTAL SHARES & DEPOSITS 33,934,623
  TOTAL LIABILITIES 41,238,351
 Regular Reserve 0
 Other Reserves -1,950,988
 Undivided Earnings 3,792,074
  TOTAL EQUITY 1,841,086
  TOTAL LIABILITIES, SHARES, & EQUITY 43,079,437
INCOME & EXPENSE  
 Loan Income 1,147,802
 Investment Income 398,435
 Other Income 418,746
 Total Employee Compensation & Benefits 779,351
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,256,735
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 393,236
 Cost of Funds 284,736
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -247,597
↑ Back to Top

Other Credit Unions

FOGCE FEDERAL CREDIT UNION
112 PRAIRIE AVE
EUTAW, AL 35462
NEW PILGRIM FEDERAL CREDIT UNION
641 Goldwire Way SW
BIRMINGHAM, AL 35211
MARVEL CITY FEDERAL CREDIT UNION
316 17th St N
BESSEMER, AL 35020
U S PIPE BESSEMER EMPLOYEES FEDERAL CREDIT UNION
2115 19th St N
BESSEMER, AL 35020-8840
SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION
1101 MARTIN LUTHER KING JR DR
BIRMINGHAM, AL 35211-2841
TUSCALOOSA V A FEDERAL CREDIT UNION
3701 Loop Rd
TUSCALOOSA, AL 35404
CITY CREDIT UNION
2302 JACK WARNER PKWY
TUSCALOOSA, AL 35401-1034
TUSCALOOSA COUNTY CREDIT UNION
2605 7th St
TUSCALOOSA, AL 35401-1803
LANDMARK CREDIT UNION
PO Box 150
FAIRFIELD, AL 35064-0150
JEFFERSON CREDIT UNION
5261 Ross Bridge Pkwy
HOOVER, AL 35226